Archer Legacy Planning
What Is a Trust?
A trust is a legal arrangement that lets you protect your assets by placing them under the control of trusted individuals (called trustees) for the benefit of your chosen beneficiaries.
Trusts can be used during your lifetime or after your death and offer greater control, privacy, and protection than a standard Will.
At Archer Legacy Planning, we help families across the UK use trusts to safeguard wealth, reduce inheritance tax, and make sure the right people benefit at the right time.
Why Consider a Trust?
Trusts aren’t just for the wealthy—they’re practical tools for:
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Protecting your home from care fees or creditors
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Providing for vulnerable or disabled beneficiaries
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Keeping control over how and when assets are used
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Avoiding delays and legal challenges after your death
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Reducing inheritance tax through strategic planning
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Keeping certain assets private and outside probate
Types of Trusts We Can Help With
We’ll guide you on choosing the right type of trust for your circumstances. Common examples include:
✅ Property Protection Trusts
Protect your share of the family home, especially if you want to preserve it for children from a previous relationship.
✅ Discretionary Trusts
Give your trustees flexibility over how assets are used—ideal for complex family situations or vulnerable beneficiaries.
✅ Life Interest Trusts
Allow a partner to benefit from assets (e.g. living in a house) while preserving them for others after their death.
✅ Bare Trusts
Simple trusts where assets go directly to named beneficiaries, often used for children.
We’ll explain the pros and cons in plain English so you can make an informed decision.
FAQ
What’s Involved?
We make setting up a trust as smooth and stress-free as possible:
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Free Initial Consultation – We understand your goals and assess suitability
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Tailored Recommendations – We advise on the best trust for your needs
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Professional Drafting – We create your trust deed and supporting documents
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Ongoing Advice – We’re here for updates, reviews, and trustee support
Real-World Uses of Trusts
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Leaving an inheritance to children while protecting it from divorce
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Ensuring a second spouse is looked after without disinheriting children
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Passing on a business or property tax-efficiently
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Providing lifelong support for a disabled loved one
What is the purpose of a trust?
A trust lets you control how your assets are used and protected, both during your lifetime and after death.
Do I need a trust if I have a Will?
A Will alone doesn’t provide the same level of protection or control—trusts can work alongside your Will to achieve more complex goals.
How much does it cost to set up a trust?
Costs vary depending on the complexity, but we offer fixed-fee packages with full transparency.
Can I be a trustee of my own trust?
Yes, in many cases you can appoint yourself as a trustee along with others to maintain control.